diff --git a/categorize_transactions.py b/categorize_transactions.py
index 8ad1ca9..bded8a1 100644
--- a/categorize_transactions.py
+++ b/categorize_transactions.py
@@ -375,7 +375,7 @@ if which("rclone"):
                 "rclone",
                 "copy",
                 str(excel_file),
-                "nextcloud:Finanzen"
+                f"nextcloud:Bank/{year}"
             ],
             check=True
         )
@@ -390,17 +390,30 @@ elif platform.system() == "Windows":
 
     try:
 
-        target = (
+        target_dir = (
             Path.home()
             / "Nextcloud"
-            / "Finanzen"
+            / "Bank"
+            / str(year)
+        )
+
+        target_dir.mkdir(
+            parents=True,
+            exist_ok=True
+        )
+
+        target_file = (
+            target_dir
             / excel_file.name
         )
 
-        copy2(excel_file, target)
+        copy2(
+            excel_file,
+            target_file
+        )
 
         print(
-            f"Excel nach {target} kopiert."
+            f"Excel nach {target_file} kopiert."
         )
 
     except Exception as e:
@@ -408,7 +421,6 @@ elif platform.system() == "Windows":
         print(
             f"Nextcloud-Kopie fehlgeschlagen: {e}"
         )
-
 else:
 
     print(